Sold your business this year? A donor-advised fund paired with life insurance may help reduce tax exposure, support charitable giving, and preserve family wealth. Here’s how business owners can turn a major liquidity event into a smarter legacy plan.

A donor advised fund is built for giving. Whole life insurance is built for certainty. Used together, they stop being a trade-off between generosity and protecting your heirs. Here are seven ways high-net-worth families pair the two into one coordinated plan — and why 2026's new rules make the timing matter.